

Planning for Retirement
We want you to have a plan and to have a solid financial future. So we take into consideration all the assets that you have, all the potential assets that you have, all the potential incomes that you have, making some assumptions as to what your retirement income will be. And we will put a plan together that is taking in all those factors into consideration. We guarantee plans that will never run out of income, whether it’s 20, 30 or 40 or even 60 years. You will not run out of income.
SETTING OBJECTIVES.
REACHING YOUR GOALS.
Rick Althoff, MSFS, ChFC, CLU, CSA, AEP, FICF | President
Rick Althoff has a Master’s Degree in Financial Services (MSFS) from the American College of the Wharton School of Business. Rick also completed courses toward a post-graduate degree in accounting and law from the University of South Dakota.
Rick is a Chartered Financial Consultant (ChFC), a Chartered Life Underwriter (CLU), Certified Senior Advisor (CSA), Fraternal Insurance Counselor (FIC), Accredited Estate Planner (AEP) and a Fraternal Life Insurance Fellow (FICF). He specializes in designing life insurance programs to perform as a lifetime investment for clients and an after-life safety net for their families. Rick is an established financial planner and tax reduction specialist. He provides individuals with life insurance, annuity and disability income solutions to implement long-term financial plans. Rick established Financial Planning Associates in 1978 and has now been serving the Midwest for over four decades. Learn more →




