Experience Counts
Planning and focus are your greatest assets when it comes to tackling financial challenges and making progress toward your dreams. Here’s an anecdote that illustrates my own track record and philosophy for success:
The experienced porters at Tanzania’s Mt. Kilimanjaro said the 19,340-foot climb required a minimum of five days. Much to their surprise, I did it in three—just as I had planned. Calculating how much of the rough terrain I could cover in a day, I had a clear and realistic goal in sight. From there, my greatest asset was focus.
I can help you reach your goals, too. Whether you feel like you’re at the base of an impossible mountain or you simply feel the need for an experienced guide, I can help you to the top.
SETTING OBJECTIVES. REACHING YOUR GOALS.
Rick Althoff, MSFS, ChFC, CLU, CSA, AEP, FICF | President
Rick Althoff has a Master’s Degree in Financial Services (MSFS) from the American College of the Wharton School of Business. Rick also completed courses toward a post-graduate degree in accounting and law from the University of South Dakota.
Rick is a Chartered Financial Consultant (ChFC), a Chartered Life Underwriter (CLU), Certified Senior Advisor (CSA), Fraternal Insurance Counselor (FIC), Accredited Estate Planner (AEP) and a Fraternal Life Insurance Fellow (FICF). He specializes in designing life insurance programs to perform as a lifetime investment for clients and an after-life safety net for their families. Rick is an established financial planner and tax reduction specialist. He provides individuals with life insurance, annuity and disability income solutions to implement long-term financial plans. Rick established Financial Planning Associates in 1978 and has now been serving the Midwest for over four decades.
Appreciative of Bachelor of Science degrees in Physics and Math from St. John’s University, Rick is keenly aware of “how things work,” including the world of finance. He’s adept at navigating new and unexpected circumstances, gleaned from successful parenting of 10 children, a lifetime of world travel, participation in athletics, and having served in the Peace Corps in Nepal, Asia. He focuses all of his professional and personal experience toward service to his clients.
“It’s extremely important to me that I treat people as effectively and fairly as possible,” says Rick. “My clients can depend on me acting attentively to their needs.” He further states, “Whatever time of day they reach out to me, I make sure to always get back to them within 24 business hours.”
Rick was elected as a City Commissioner, served as president of a Rotary club, chairman of the United Way and chairman of fundraising for the Boys Scouts of America. He is also a Lector and Eucharistic Minister, and a volunteer at St. Francis House and The Banquet charities for the at-risk and impoverished. He has taught as an adjunct business professor at Mount Marty University in Yankton, S.D. Rick also worked six years for the Social Security Administration.
Rick and his wife Mary have been married for 50 years; they have 10 living children and 23 grandchildren. In his leisure time, Rick enjoys boating, waterskiing, biking, hiking, and spending quality time with his neighbors. He also enjoys participating in local and statewide Senior Games, into which he has been inducted into the South Dakota Hall of Fame.
You need not be rich or sacrifice at the expense of living fully.
You just have to have the right plan.
I’ll show you how. I’ll help you climb.
