Will the “free” coverage provided by Medicare be enough?
While the federal government’s health care coverage for seniors is a basic safety net, it is, indeed, basic. It limits your freedom of choice and does not cover prescription drugs. That’s Medicare Part A (hospital insurance) and Part B (medical insurance).
But there are also Parts C and D available at an additional cost. Many private insurers offer Medicare Advantage Plans (Part C) that widen your choices for which doctors and clinics you can use. Part C plans often wish to purchase prescription drug coverage, which is Medicare Part D.
We’ll explain the red tape and help you determine the best fit for your needs.